Commercial Insurance


All our staff are chartered insurance brokers. Several have their Fellowship and Risk Management designations. This knowledge gives us respect in the industry and helps us be more effective in negotiating on your behalf.

Property: No two businesses are exactly the same, so it’s essential the property insurance covering one’s business is unique…

Automobile Insurance: Anyone who owns a vehicle and drives on public roads in Nova Scotia must have liability insurance….

Business Interruption: Eighty per cent of businesses that have major losses end up failing because they are not adequately insured…..

Umbrella: Commercial umbrella insurance provides an extra layer of liability insurance. It sits over your commercial general liability (CGL) policy and your automobile insurance…..

Marine: Marine insurance has unique liability exposures that requires special insurance training, knowledge and insurance markets.OTC Insurance is specifically trained for commercial marine exposures…….

Employer Group Insurance: OTC Insurance can handle your complex group insurance needs and offer your employees maximum value for their insurance needs……..

Crane Insurance: OTC Insurance provides several types of crane insurance……

Demolition Insurance: Demolition insurance is a hard to place risk: OTC Insurance provides liability and equipment coverage for established companies with good track records in the demolition business……

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What our Clients are Saying

  • client-profile-img

    Being a business owner is worry enough let OTC worry about your insurance. Let their knowledgeable people protect your business while you work your business.

    T. B. Watson
    Whitestone Builders
    Halifax NS

  • client-profile-img2

    Jack and his OTC team does an outstanding job. Many clients have expressed their satisfaction with the good value, price and service. I will continue to use their service, and they are part of a home buying team.

    Jack Cameron
    Mortgage Broker
    Nova Scotia