Commercial Umbrella Insurance Nova Scotia & New Brunswick
Commercial umbrella insurance provides an extra layer of liability insurance. It sits over your commercial general liability (CGL) policy and your automobile insurance. With society becoming more litigious, commercial umbrella policies provide higher liability limits. As your personal net worth grows, your need for increased liability insurance also grows.
Consider a case where your existing liability coverage is $1 million and you are successfully sued for $2 million, your umbrella coverage could make up the $1 million difference.
Some examples of instances that could apply to your business are if:
A company party gets out of control and it results in various injuries and damages. As the business owner, you could be held responsible.
A business dispute does not get resolved and you are successfully sued.
Your employee has a vehicular accident with a doctor who is permanently impaired from continuing work.
OTC Insurance offers commercial umbrella insurance for clients in Nova Scotia and New Brunswick.
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OTC Insurance can help to reduce your Commercial Insurance premiums – we recently saved one business HRMDecember 10, 2009 continue reading...
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What our Clients are Saying
Jack and his OTC team does an outstanding job. Many clients have expressed their satisfaction with the good value, price and service. I will continue to use their service, and they are part of a home buying team.
I have been working with Jack for the past four years. When my wife & I combined our home and auto insurance and switched to OTC, we saved almost $1,000 a year!