Commercial Umbrella Insurance Nova Scotia & New Brunswick
Commercial umbrella insurance provides an extra layer of liability insurance. It sits over your commercial general liability (CGL) policy and your automobile insurance. With society becoming more litigious, commercial umbrella policies provide higher liability limits. As your personal net worth grows, your need for increased liability insurance also grows.
Consider a case where your existing liability coverage is $1 million and you are successfully sued for $2 million, your umbrella coverage could make up the $1 million difference.
Some examples of instances that could apply to your business are if:
A company party gets out of control and it results in various injuries and damages. As the business owner, you could be held responsible.
A business dispute does not get resolved and you are successfully sued.
Your employee has a vehicular accident with a doctor who is permanently impaired from continuing work.
OTC Insurance offers commercial umbrella insurance for clients in Nova Scotia and New Brunswick.
Mike S. from Halifax just saved $300 per year on his premiums by moving to OTC InsuranceDecember 10, 2009 continue reading...
OTC Insurance can help to reduce your Commercial Insurance premiums – we recently saved one business HRMDecember 10, 2009 continue reading...
OTC Insurance has saved it client’s 30% (on average) for Home Insurance during December 2009December 10, 2009 continue reading...
Let OTC quote your for your insurance renewals this year and save!January 26, 2010 continue reading...
Nova Scotians injured in a minor car accident are now going to be eligible for more money because the governmeApril 30, 2010 continue reading...
I Wonder How Many People Know About This: A 36 year old female had an accident several weeks ago and totaled hApril 30, 2010 continue reading...
What our Clients are Saying
Shortly after moving my business to OTC my car was involved in an accident and there was a dispute about liability. Fortunately, Jack was on my side. He was very considerate and professional. What was determined a closed case by the other parties was reopened because of due diligence.
Jack and his OTC team does an outstanding job. Many clients have expressed their satisfaction with the good value, price and service. I will continue to use their service, and they are part of a home buying team.