Home Insurance

Nova Scotia


A home is one of the biggest investments most people will make in their lifetime, so it’s crucial that people have the proper insurance coverage for it. But more than just protecting people’s possessions, home insurance also provides you with legal liability coverage.


Home Insurance Is Provided In 3 Types Of Policies

  • Standard Coverage
  • Broad Coverage
  • Comprehensive Coverage

These three types of coverage can be thought of as good, better and best. We’ll explain the differences in the three types of coverage for you and help you decide which coverage is appropriate.

We also recommend taking an inventory of the possessions within your house. Most people only do up a list of their possessions until it is too late, after something like a robbery or a fire. Having a full understanding of what possessions you own will help determine what the appropriate level of coverage should be. Click here for a printable document to make an inventory of your possessions.

Please contact OTC Insurance today to cover your home insurance needs in Nova Scotia.


Inventory Checklist

Please download and complete our Inventory Checklist. It will help you better understand your insurance needs and more importantly, it will provide a complete catalog of your possessions. Trying to remember what your possessions are after a loss can be very difficult. Take the time now to be prepared for that scenario. It is also a wise idea to take photos and make a video of your possessions located in your home to accompany the checklist.

You are able to get a quick quote on the quote engine below for interest, however in order to ensure that you are getting all applicable discounts by adding in your auto, or by qualifying for a preferred rate if you belong to a designated group please give us a call at the office. We value our client relationships and encourage all forms of communication including face to face…. something unavailable when you’re dealing with a call centre.