Life / Group insurance

All our staff are chartered insurance brokers. Several have their Fellowship and Risk Management designations. This knowledge gives us respect in the industry and helps us be more effective in negotiating on your behalf.

Term Insurance
Life is full of uncertainties. Nobody knows exactly what will happen in their life. Life insurance helps prepare for some of the uncertainties that happen…….

Permanent Insurance
OTC Insurance offers permanent insurance for its clients in Nova Scotia and New Brunswick. This type of life insurance remains in place until the policy pays out…..

Critical Insurance
Critical illness insurance is a form of coverage that protects people in the event they become critically ill……

Mortgage Insurance
If you have a mortgage, then you should have mortgage life insurance…..

Employment Health Insurance
Health insurance is not a legal obligation, but it should be. Taking care of one’s health needs can be very expensive……

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What our Clients are Saying

  • client-profile-img2

    Jack and his OTC team does an outstanding job. Many clients have expressed their satisfaction with the good value, price and service. I will continue to use their service, and they are part of a home buying team.

    Jack Cameron
    Mortgage Broker
    Nova Scotia

  • client-profile-img2

    I have been working with Jack for the past four years. When my wife & I combined our home and auto insurance and switched to OTC, we saved almost $1,000 a year!

    Jeff Winship
    Nova Scotia