Term Insurance Nova Scotia & New Brunswick
Life is full of uncertainties. Nobody knows exactly what will happen in their life. Life insurance helps prepare for some of the uncertainties that happen. It should be a part of every individual’s insurance portfolio. Don’t leave things to chance, have peace of mind and be prepared for the financial difficulties that uncertainty can bring.
OTC Insurance offers term insurance for its clients in Nova Scotia and New Brunswick. Term insurance provides life insurance coverage for a specified number of years and is renewable.
If term insurance does not fit your needs, we also offer other forms of coverage, such as:
Permanent insurance – is life insurance that remains in place until the policy pays out. With this type of insurance, it is important to start contributing at a young age because the cost of it is spread over many more years.
Whole life insurance – is life insurance that protects you from the date of purchase until the day you die. It guarantees a lifetime of protection and the cash value of the policy can be accessed during the insured person’s lifetime to help with temporary needs or emergencies.
Critical illness insurance – is a form of coverage that protects people in the event they become critically ill. A critical illness can impose a significant financial burden on people and can disrupt their lives significantly. Critical illness insurance pays a lump sum following the diagnosis of a covered illness and people can spend that money any way they choose.
Mortgage insurance – is a type of insurance designed to pay out an insured’s mortgage in the event they die before the mortgage is paid off.
Mike S. from Halifax just saved $300 per year on his premiums by moving to OTC InsuranceDecember 10, 2009 continue reading...
OTC Insurance can help to reduce your Commercial Insurance premiums – we recently saved one business HRMDecember 10, 2009 continue reading...
OTC Insurance has saved it client’s 30% (on average) for Home Insurance during December 2009December 10, 2009 continue reading...
Let OTC quote your for your insurance renewals this year and save!January 26, 2010 continue reading...
Nova Scotians injured in a minor car accident are now going to be eligible for more money because the governmeApril 30, 2010 continue reading...
I Wonder How Many People Know About This: A 36 year old female had an accident several weeks ago and totaled hApril 30, 2010 continue reading...
What our Clients are Saying
Shortly after moving my business to OTC my car was involved in an accident and there was a dispute about liability. Fortunately, Jack was on my side. He was very considerate and professional. What was determined a closed case by the other parties was reopened because of due diligence.
I have been working with Jack for the past four years. When my wife & I combined our home and auto insurance and switched to OTC, we saved almost $1,000 a year!