Life/Group

All our staff are chartered insurance brokers. Several have their Fellowship and Risk Management designations. This knowledge gives us respect in the industry and helps us be more effective in negotiating on your behalf.

  • Term Insurance – Life is full of uncertainties. Nobody knows exactly what will happen in their life. Life insurance helps prepare for some of the uncertainties that happen…….
  • Permanent Insurance – OTC Insurance offers permanent insurance for its clients in Nova Scotia and New Brunswick. This type of life insurance remains in place until the policy pays out…..
  • Critical Insurance – Critical illness insurance is a form of coverage that protects people in the event they become critically ill……
  • Mortgage Insurance – If you have a mortgage, then you should have mortgage life insurance…..
  • Employment Health Insurance – Health insurance is not a legal obligation, but it should be. Taking care of one’s health needs can be very expensive.