Personal Insurance


All our staff are chartered insurance brokers. Several have their Fellowship and Risk Management designations. This knowledge gives us respect in the industry and helps us be more effective in negotiating on your behalf.

Home Insurance: A home is one of the biggest investments most people will make in their lifetime….

Car Insurance: Anyone who owns a vehicle and drives on public roads must have liability insurance…..

Condo Insurance: A condo is one of the biggest investments most people will make in their lifetime….

Tenant Insurance: Tenant insurance is a very important form of insurance that all renters should have.

Liability Insurance: Liability Insurance covers damage to third-parties.

Boat Insurance: If you own a boat and outboard motor or yacht, you may have limited insurance coverage through your homeowners policy.

Umbrella Insurance: Umbrella insurance is an extra layer of coverage that provides legal liability protection beyond what your home and auto insurance policies provide. It is becoming more common for individuals to have umbrella coverage because of the increasing litigious nature of our society. People sue for just about everything these days.

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What our Clients are Saying

  • tammy-mackay-moulding-warehouse-testimonial-headshot

    If you want knowledgeable people you can trust who will properly protect your company’s assets, you should call OTC Insurance today. With OTC, I’m enjoying more coverage and lower prices.

    T. MacKay
    The Moulding Warehouse
    Hammonds Plains NS

  • client-profile-img2

    I have been working with Jack for the past four years. When my wife & I combined our home and auto insurance and switched to OTC, we saved almost $1,000 a year!

    Jeff Winship
    Nova Scotia