Umbrella Insurance Nova Scotia & New Brunswick
Umbrella insurance is an extra layer of coverage that provides legal liability protection beyond what your home and auto insurance policies provide. It is becoming more common for individuals to have umbrella coverage because of the increasing litigious nature of our society. People sue for just about everything these days.
What would happen if you were sued for $1 million after an auto accident and your insurance only covered $500,000 in damages? It would be up to you pay the difference. This is where umbrella insurance kicks in.
It protects your assets, your retirement savings and your personal possessions. These could all be at risk if you are not properly covered. You can be covered from $1 to $10 million and more for extra liability limits.
Umbrella coverage is very common for business operators that have large assets to protect.
Automobile accidents often cause major losses and if a business owner has many drivers and vehicles, they have huge liability exposures.
Don’t risk what you’ve worked hard to establish, purchase umbrella insurance through OTC Insurance. Coverage is available for clients in Nova Scotia and New Brunswick.
Mike S. from Halifax just saved $300 per year on his premiums by moving to OTC InsuranceDecember 10, 2009 continue reading...
OTC Insurance can help to reduce your Commercial Insurance premiums – we recently saved one business HRMDecember 10, 2009 continue reading...
OTC Insurance has saved it client’s 30% (on average) for Home Insurance during December 2009December 10, 2009 continue reading...
Let OTC quote your for your insurance renewals this year and save!January 26, 2010 continue reading...
Nova Scotians injured in a minor car accident are now going to be eligible for more money because the governmeApril 30, 2010 continue reading...
I Wonder How Many People Know About This: A 36 year old female had an accident several weeks ago and totaled hApril 30, 2010 continue reading...
What our Clients are Saying
I have been working with Jack for the past four years. When my wife & I combined our home and auto insurance and switched to OTC, we saved almost $1,000 a year!
Shortly after moving my business to OTC my car was involved in an accident and there was a dispute about liability. Fortunately, Jack was on my side. He was very considerate and professional. What was determined a closed case by the other parties was reopened because of due diligence.