Winter tire car insurance discount in N.S.?

Author: Jack Churchill Posted on: 09.11.2015
Winter tires offer superior performance to all-season tires.

Winter tires offer superior performance to all-season tires.

OTC Insurance Brokers Inc. is located in Halifax, N.S. This week’s blog post looks at how the idea of a mandatory winter tire car insurance discount in Nova Scotia is not a far-fetched idea.

It’s the time of year where people are starting to put winter tires on their vehicles. It’s also the time of year where we start to hear more and more about the winter tire vs. all-season tire debate.

The long and short of it is winter tires are better. Period.

Oh, and the best time to put them on is when the temperature dips below 7 C, which is conveniently the time when you can see your breath.

Anyway, in some places in Canada, insurers offer a winter tire car insurance discount.

At OTC Insurance, none of the brokers we work with do that.

According to a CBC News article, an official with the Insurance Bureau of Canada said she wasn’t sure if any insurers here offered a winter tire car insurance discount in Nova Scotia.

Ontario’s winter tire car insurance discount


The reason I’m talking about all of this is that Ontario just passed a law mandating a winter tire car insurance discount in that province. The law takes effect Jan. 1, 2016.

Having something similar here would be a good incentive to get drivers to install winter tires on their vehicles, but how likely is something like that to occur?

Well, there’s hope.

According to that same first CBC article, a spokesperson with Nova Scotia’s finance department said with respect to what Ontario has done, the province “will look at their initiative and see if it is something Nova Scotia wants to adopt.‎”

In the words of Lloyd Christmas from Dumb and Dumber, “So, you’re telling me there’s a chance.”

While there’s a glimmer of hope, for now, the best incentive to have winter tires on your vehicle will just have to be the superior performance they offer.

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